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20/20 Vision Advice for 2020
Warning: prepare for plenty of eye-related puns in this post about vision benefits. Consider this an eye-opening reminder to check your benefit details before the end of the year. Use those dollars to...
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Drugs and Alcohol in the Workplace?
An Employer Guide to Handling Substance Abuse Substance abuse numbers are staggering: According to the National Council on Alcoholism and Drug Dependence, more than 70 percent of those who abuse...
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Workplace COVID-19 Challenges
Answering Questions About Face Masks, Vaccination Liability and More Welcome to Workplace Version 2021: Cubicles stand emptied of their former occupants, who gather from home on laptop Zoom calls. The...
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Stay Safe and in-the-know with Uninsured Motorist Coverage
What About Uninsured Motorist Coverage? Should I elect or reject coverage? If you or a resident relative are involved in an accident with an uninsured driver and you or the relative (and even...
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Be Well, St. Pete!
Defining and Achieving Wellness: Tips from a Wellness Coordinator I like to say that wellness is the ‘fourth W’ at W3 Insurance. As the wellness coordinator for the St. Petersburg-based company, I...
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Engine Cut-Off Switch Requirement a Go
Own a vessel less than 26 feet in length? Prepare to be safer out on the water. A decision that will no doubt have far-reaching boating safety implications has finally been announced: An engine cut-off...
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Florida Home Insurance Premium Hikes: TAKE ACTION
Rate increases are causing anxiety among Florida homeowners. Many can share tales of recent rate hikes that hint at a dim future: If Florida home insurance costs continue to spike, who will be able to...
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Have Computer, Need Therapy?
Mental Health Awareness Via Screen: Sharing the Teletherapy Lowdown with Employees The doctor will see you now has taken on new meaning during this pandemic, as social distancing necessitated a pivot...
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Fall Means FLU (shots)
It’s Time to Schedule Vaccine Clinics and Educate Employees Imagine Hit me with your best shot, the unofficial theme of every employer flu shot clinic, playing on a loop while every employee receives...
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Why Child Life Insurance is a Great Investment
As a parent, life insurance for your child is probably the furthest thing from your mind. You have other decisions to think about like college funds and savings or a life insurance policy for yourself....
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What is Key Person Life Insurance?
Key Person Life Insurance (also known as Key Man Insurance) is a life insurance policy purchased by a company on a key employee such as the owner, partner(s), majority shareholders or another person(s)...
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Funding a Buy-Sell Agreement with Life Insurance
Life rarely goes according to plan. An unexpected death, disability, divorce, or another event can derail a business and create a huge financial impact on its success. Your business is likely your...
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W3 Insurance Named to Business Insurance’s Annual ‘Best Places to Work in...
Award Showcases W3’s Dedication to Employees, Clients St. Petersburg, FL – For the sixth time, W3 Insurance has been named to the Best Places to Work in Insurance list. The honor demonstrates that...
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Spread the News: CHOLESTEROL FACTS
Nationally, workplace wellness programs highlight cholesterol each September. This month, make it a priority to share information about cholesterol with your employees. Even if your workforce appears...
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Flood Insurance: What You Need to Know
Is your property more likely to flood or not to flood? That is the overriding question when it comes to flood coverage and FEMA is attempting to answer it as accurately as possible. Whether your...
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Inflation and Homeowners Insurance in 2022
Inflation, meet Florida homeowners insurance. Like the rest of America, the Sunshine State is experiencing the effects of inflation. Supply shortages, repair costs, limited inventory and a struggling...
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How Likely is Your Company to Be Cyber Attacked?
If you’re worried about how likely your company is to be cyber attacked, you’re not alone. As the world increasingly embraces the digital marketplace, valuable data is more at risk than ever, and it...
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Cyber Insurance Coverage for Social Engineering Attacks
How many times has this happened to you: you’re checking your email and you find a message from a large trusted online company like Amazon or Facebook notifying you of some change to your account. But...
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Why Your Business Needs a Surety Bond
Do you plan to do work with a government agency in the future? Does your business calendar include appointments to bid on construction jobs? If so, you’ll likely need a surety bond to be seriously...
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