Florida Hurricane Insurance for High-Value Homes
For Florida homeowners with high-value properties, protecting your home against hurricane damage typically requires multiple layers of insurance coverage. Homeowners insurance may provide coverage for...
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Loss Assessment Coverage: What Florida Condo Owners Need Before the Next...
Florida’s coastal condo market carries a financial risk most unit owners don’t think about until they’re facing an unexpected bill from their association. When an extreme weather event, such as a...
View ArticleHigh Value Home Insurance for Coastal Florida: What a Standard Policy Won’t...
Most standard homeowners insurance policies set coverage limits based on median construction costs—a number that has no relationship to what it actually costs to rebuild a custom coastal estate with...
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Is Your Wealth Adequately Protected? Understanding Flood Insurance for...
Maintaining a coastal or low-lying estate in Florida is as much about risk management as it is about curation. When a property is defined by its connection to the water, environmental factors like...
View ArticleWhat Is a Personal Umbrella Policy?
How protected would you say you are? You likely have a homeowners insurance policy and a car insurance policy. That should be enough, right? Many people assume they are fully covered, but did you know...
View ArticleHow Much Does Flood Insurance Cost in Florida?
Florida residents know that when it comes to heavy rainfall, storm surges, or hurricanes, it’s not a matter of if flooding will happen but when. Given the Sunshine State’s geography and climate,...
View ArticleA Guide to Generators for Hurricane Readiness
Powering Through the Storm: A Guide to Backup Generators for Hurricane Readiness As any Floridian can tell you, hurricane season is a stressful time to live in the sunshine state. Those familiar “cones...
View ArticleSpecial Report – Designing and Building a Home to Protect Against Natural...
Florida is highly susceptible to a variety of natural disasters, including hurricanes, flooding, tornadoes, and wildfires. For homeowners, this poses significant risks, both in terms of physical...
View ArticleThe Benefits of Using AI in the Workplace
Artificial intelligence (AI) is rapidly transforming the nature of work in various industries. Explore the benefits of adopting AI in your business. What Is AI in the Workplace? AI is a broad field of...
View ArticleMental Health Parity Update: What’s New in 2024
Americans are becoming more open about mental health. For years, mental health issues were stigmatized and deprioritized in comparison to physical health—by doctors, by much of the general public, and,...
View ArticleThe Impact of U.S. Election and Healthcare Politics on Company Paid Health...
Healthcare has long been a central issue in U.S. politics, touching nearly every American life. In recent years, company-paid health insurance has become a key focus, particularly as political views on...
View ArticleTips for Lowering Your Prescription Drug Prices at the Pharmacy
Prescription drug costs are rising, putting significant pressure on employer-sponsored health plans. Many employers are grappling with these escalating expenses, having to raise premiums or cut some...
View ArticleUnderstanding Self-Funded Insurance for the Midsize Employer
Self-funded business insurance has surpassed traditional insurance policies. Around 65% of businesses today are choosing self-funded insurance over traditional insurance options, and that number...
View ArticleWhy Did My Car Insurance Rates Go Up?
If your car insurance rates have gone up recently, you’re not alone. According to a report from the Bureau of Labor Statistics, the average price of motor vehicle insurance rose more than 22 percent...
View ArticleThe Importance of Health Plan Analytics When Choosing Employee Health Insurance
When you’re selecting a broker, their ability to leverage health plan analytics is a valuable asset. It ensures you receive data-backed recommendations to understand your company’s specific needs and...
View ArticleCultivating a Connected Workplace Culture: The Power of Fostering Social...
In today’s dynamic work landscape, fostering social connections among employees is not just a nicety—it’s a strategic imperative. A workplace where employees feel connected, supported, and valued...
View Article2023 Auto Insurance Market Outlook At-a-Glance
The personal lines insurance market was downgraded from stable to negative by AM Best in 2022. The negative outlook rating was maintained for 2023. A primary reason behind this downgrade was the...
View ArticleACA Reporting: 2024 Electronic Filing Requirement
The Affordable Care Act (ACA) created mandatory reporting requirements for employers to disclose information about group health plan coverage to both plan participants and the IRS. This requirement is...
View ArticleNew Form I-9: Includes Remote Verification Procedure for E-Verify Users
On August 1, 2023, the U.S. Citizenship and Immigration Services (USCIS) published a new version of its Employment Eligibility Verification form, most often referred to as the Form I-9. Important Dates...
View ArticleOSHA Expands Injury and Illness Submission Requirements for Employers in...
On July 17, 2023, OSHA announced a final rule that will require certain employers in designated high-hazard industries to electronically submit additional injury and illness information than what is...
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